Having bank account or certificate of deposit (CD) is a good choice to invest money as it is issued by bank which is believed to be safe. Compare to other investment types, bank is considered as a way with the lowest interest of money. Bank, however, offers a thing which others cannot give which is security. There is no risk of losing a lot of your money when you save your money in a bank.
Another way to invest money is by bond. Bond can be issued by bank or company. The idea of bond is quite similar to CDs. Bond is kind of lending investment. For example, you lend your money and you can get the money back along with the interest. When saving account give you 2.5 % per year, bond can make you get 7 % per four year as the interest. People do not need to wary because bond is still considered as safe investment.
There are three terms used in bond. The first one is borrower (debtor) or the one who or which lends the money. The second is the holder who is the lender (creditor) and the last one is the coupon or the interest. Bond is also called as a long term investment.
There are some people who like to make an investment in gold form. However, today, it seems too many if people only make an investment in that form. Anyway, if for a long time you have had a habit to collect gold as an investment, why don’t you try to buy some properties (like houses and real estate or hotel) with a lower price and then keep it for some time, you can live in that place and you can also rent the house. And when you need money, you can still sell them. Thus, property will have two functions if you decide to make it as an investment.